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Get Instant Term Life Insurance and Skip the Medical Exam
SelectQuote makes instant life insurance simple and hassle-free. For people 60 years old and younger who are in generally good health, you may qualify for coverage without the need for a medical exam at less than $1 a day.
What is life insurance?
In simple terms, life insurance is an affordable way to protect your family financially in the event you’re not there to take care of them. Life insurance can help with things like paying the mortgage, college tuition, final expenses and more.
Figuring out what life insurance is right for you can seem complicated, but that’s what we’re here for. SelectQuote life insurance agents have the answers you need to make the right decision for you and your family.
How much life insurance do I need?
How much life insurance (and what kind of insurance) is needed varies from person to person. Our life insurance agents can help you figure out what coverage is best for you and your family—be it term life insurance, whole life insurance, or another policy altogether. Call a SelectQuote agent today to learn more about your options.
How it Works
Researching and gathering life insurance quotes can be a long, complex process—but SelectQuote’s breakthrough technology makes it quick and easy. Within minutes, an agent can give you unbiased price comparisons from 10+ trusted insurance companies.
What are the different types of life insurance?
There are several different types of life insurance policies available and most fall under two main categories: term life insurance and permanent life insurance. Take a look at some different types to see which might be the best coverage for you.
Term life insurance – This is the most affordable type of life insurance and lasts a set period of time (called a term) before it expires. This allows you to choose how long you want to be covered. Terms start at 10 years.
Permanent life insurance – Permanent life insurance represents a category of several types of life insurance that offer coverage for your entire lifetime. This type is typically more expensive than term life insurance.
Universal life insurance – Universal life insurance provides lifetime coverage and can be used as a savings account. This type of insurance often runs higher in cost.
Whole life insurance – Whole life insurance is a type of permanent life insurance, which provides a set amount of coverage with a set premium for as long as you live.
Final expense insurance– Also known as burial insurance, final expense insurance helps cover your end-of-life costs, including funeral expenses, medical bills and any other debt you don’t want to pass on to your family.